eDharohar helps you organize the important things your family may need — assets, documents, nominees, contacts and instructions — in one private place.
Bank accounts, mutual funds, insurance, property papers, loans and important contacts often live in different places. eDharohar is designed to turn that scattered information into a clear family map.
Statements in email, papers in a drawer, policies in another folder and accounts your family may not even know exist.
Nominees, policy dates, account details and key contacts can change. A plan that is never reviewed slowly becomes unreliable.
In a crisis, families need a practical checklist: what exists, where the documents are, who to contact and what needs attention.
It is the layer that helps your family organize information and instructions around the professionals and institutions you already use.
Start with the information that matters most. Add detail over time.
Record banks, investments, insurance, property, loans, documents and other important assets. You keep control of the information you enter.
See gaps such as missing nominees, forgotten renewal dates, incomplete records or documents that still need to be located.
Create clear instructions and controlled family access for the situations you choose. The goal is less searching, less confusion and a clearer handoff.
eDharohar brings together the information people usually keep in separate folders, statements and spreadsheets — so you can understand the whole picture and prepare for what comes next.
Map bank accounts, investments, insurance, property and other important assets in one family view.
Keep loans and other financial obligations visible alongside the assets they relate to.
Record nominee details, important contacts and the people your family may need to reach.
Import supported reports from banks, loans, CAMS and NSDL to reduce repetitive manual entry and build your map faster.
Organize your estate information and wishes to help prepare a Will draft and make conversations with your lawyer more productive.
See gaps, review what needs attention and keep a practical checklist as your financial life changes.
They shouldn't have to search through emails, drawers, statements and old conversations to figure out what exists or what to do first. eDharohar is designed to help you prepare that map in advance.
Access rules and emergency mechanisms will be documented clearly and transparently as the product is finalized.
Add a few sample records below. The demo flags common gaps so you can see the kind of overview eDharohar is designed to provide.
A few records still need attention.
Demo only. Do not enter real account numbers, passwords or sensitive information here.
eDharohar is being designed around client-side encryption and data minimisation. The product should know enough to operate your vault — without turning your family's financial life into a readable database for us.
Where implemented, sensitive vault content is encrypted on the user's device before it is stored.
eDharohar is not positioned as an account aggregator and does not need your banking password.
Privacy and regulatory claims will be backed by documented controls, not just marketing language.
Answer honestly. This is a planning exercise, not a financial score.
Multiple accounts, investments, insurance policies and documents that have outgrown one folder.
A practical place to keep the family's financial map current as responsibilities and assets change.
Useful when property, investments, insurance or important documents span different institutions or countries.
Not exactly. A Will is a legal document that expresses how your estate should be handled. eDharohar can help you gather the relevant information, organize your assets and liabilities, capture your wishes, and assist you in preparing a Will draft or working with your lawyer. A qualified legal professional should review and finalize the Will where appropriate.
Yes. eDharohar can help you organize your family, assets, liabilities, nominees and wishes into information that can be used to prepare a Will draft. It is intended to make the preparation process easier and more complete, not to replace independent legal review.
Yes. eDharohar can help you create a clearer family-level picture for conversations with the professionals you already trust. Your advisor remains responsible for professional legal, tax, investment or succession advice.
No. eDharohar is a family organization and readiness product, not a substitute for professional advice. It can help you organize assets, liabilities, nominees, documents and instructions, prepare information that may be useful when drafting a Will, and give you and your CA, lawyer or financial advisor a clearer family-level picture to work from. Final legal, tax, investment and succession decisions should remain with qualified professionals.
No. The product is designed around information you choose to provide and supported report imports, rather than asking for your banking credentials.
Depending on the supported format and source, eDharohar can help you import information from bank reports, loan reports and supported CAMS and NSDL reports, reducing repetitive manual entry. You remain responsible for reviewing the imported information for accuracy.
The intended model is controlled access: you decide what information should be available and under what circumstances. Exact emergency-access mechanics should be clearly documented before launch.
eDharohar can help organize information and make it easier to discuss your situation with qualified professionals. It is not a substitute for personalized investment, tax or legal advice.
eDharohar is opening access to families who want to organize their assets, documents, nominees and wishes in one private place. Request access and we'll let you know as access becomes available..
We are excited to share eDharohar with you soon. We will reach out to your registered email address with early-access updates.
No passwords. No bank credentials. No obligation.